Wallick & Volk El Centro in 1415 West State Street

Customer Reviews about Wallick & Volk El Centro:

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  I would not use these guys again, and I cannot recommend that anyone else use them either. There were several issues that I need to bring up. 1) 19 hours before we were supposed to close on the home, I got a phone call from my realtor saying that Wallick & Volk had backed out of the loan because of a mobile home on the property. 19 hours is not much time to try and figure anything else out. 2) Wallick & Volk knew about the mobile home 3 WEEKS before closing, and they never mentioned it would be an issue. 3) As we scrambled to find another lender, Wallick & Volk agreed to forward all our personal information to a new lender to expedite the pre-approval process. They had 24 hours to do this. They did not do it until 3 hours before the deadline, and I had to send my wife in to personally get the paperwork. If I hadn't sent my wife in, we would have lost the home to a backup offer. 4) Throughout this whole process, I could not get the loan officer at Wallick & Volk to talk to me. I would leave messages for her, and I emailed her several times, but she refused to answer my questions directly. She would only speak to my agent, who she had a relationship with. 5) After getting a loan approval from the new lender, I compared the two loans. Wallick & Volk were quoting me a 4.75% interest rate, which seemed very high. Sun Community (which I highly recommend, by the way) offered me a loan at 3.1%. I will be saving over $400/month, just by switching lenders. I am sure other people have had good experiences with these guys, but for me it has been very stressful, and it was going to cost me a lot of money over the course of my loan. In a way, I'm glad they backed out so I could compare them to Sun Community, but really there is no comparison.
  By Paul Young, December 25, 2016

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